Our Core ServicesWe offer a variety of services to impact your personal finances.  Whether you seek financial counseling, homebuyer education, foreclosure prevention counseling or any of our other services, you will find three common principles.
 
          
BudgetWe help families develop a budget designed to help you accomplish your financial goals.  A budget or spending plan is the first step in basic money management.  Everyone should have a spending plan or budget that reflects their priorities and values.  Click here for some budget tools to help you get started.
 
   
CreditIt is important to understand the components of credit and how to review your credit report.  Free credit reports are available through http://www.annualcreditreport.com/.  Reviewing your credit report each year is important to protect against identify theft and identify errors or other items that need to be corrected on your credit report.
DebtReducing or eliminating debt are the final pieces of basic money management.  It is important to include money in your monthly budget for paying off debt.  Including savings in your budget and planning for unexpected expenses can help you avoid debt.  There are calculators that can help you plan to pay down your debt.  Click here to determine how much debt is too much debt.

 
  
 
 
  
 
 
 
 
 
 
 
 
We Listen.  We Serve.  We Care.
 
 
 
 
 
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