The purpose of this session is to help you develop an action plan toward owning a home. Whether you are just getting started or you are about to close on your home, we review your readiness to purchase and help you plan for any obstacles that you may encounter. Please bring your:
- Photo ID
- Recent Pay Stub
- Documents from your lender (if applicable).
Financial Counseling Session (Budgeting, Credit or Debt)
The purpose of this session is to help you overcome financial barriers. Depending on your area of interest, please bring your:
- Photo ID
- Recent Pay Stub
- Credit Report (if you already have one)
- Monthly Bills.
Fast Track HomeBuyer Education Class
The certified Fast Track class satisfies requirements for down payment assistance and other special loan programs. For the class, please bring your:
- Written Budget (for your use only)
- Registration fee of $25.00.
Foreclosure Prevention Counseling
The preservation of your home is very important to us. We will work with you and with your lender to identify the best options available to you. Please bring:
- All recent correspondence regarding your loan
- Loan Documents that you received at closing
- Proof of Income
- Monthly Bills
- Photo ID.
If you have any questions about items to bring to your session, please contact our offices at 615-220-5858. We look forward to serving you.
Hardest Hit Fund Program
This new program requires additional documents be brought to your session along with the items listed above. Please also bring as many of the following documents as apply to your situation:
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Driver’s License
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Credit Report (with CreditScore)
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Divorce Decree/Marital Dissolution
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Child Support Verification
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SSI or Other Assistance Award Letter
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Most Recent Pay Stub (within 30 days)
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Employer’s Name, Address and Phone Number
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Unemployment Statement
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Most Recent Tax Return, including all schedules and W-2s
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Profit and Loss Statement, Two years Tax Returns, if self-employed
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Three Months Bank Statements (most recent)
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Tax Assessors’ Property Valuation
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Mortgage Note (1st and 2nd if applicable)
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Deed of Trust
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Tax Bills, Insurance Bills or HOA Bills if paid by homeowner
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Social Security Card